Gold Loans In Scottsdale - Fast, Fair, and Flexible
Looking to unlock the value of your gold without selling it? At The Luxe Exchange, we offer reliable, no pressure gold loans based on current market value - with fast funding and fair terms.
What Is a Gold Loan?
A gold loan is a short-term collateral loan secured by your gold jewelry, coins, or bullion. Instead of selling, you borrow against its value. There’s no credit check, and your gold stays in a 24-hour monitored and secured vault.
How It Works
Bring in your gold for a private evaluation.
We assess the purity and weight using industry-standard tools.
You receive a loan offer on the spot - no obligations.
If accepted, you walk out with funds the same day.
Your gold is held securely until you repay the loan plus interest.
Loan remains in good standing as long as minimum interest payments are made.
Why Borrow Against Gold?
Keep ownership of your item
Quick access to capital
No credit check or income verification
Flexible terms - renew if needed
Your item is fully insured and protected
What We Accept
10k, 14k, 18k, 22k, and 24k gold
Gold coins (e.g., American Eagle, Krugerrand)
Bullion bars and rounds
Broken or scrap gold
Not sure if your item qualifies? Contact us or book an evaluation.
What to Expect at Your Appointment
We value discretion, efficiency, and respect. During your evaluation:
You’ll meet one-on-one with an expert
We’ll test and weigh your item in front of you
You’ll receive a clear explanation of how the loan works
Your time matters - most appointments take 15-20 minutes.
Frequently Asked Questions
What happens if I can’t repay in 90 days?
Arizona law allows 90-day loan terms and you’re never required to pay early. However, we encourage clients to make interest payments every 30 days - it helps keep things simple, manageable, and your loan in good standing. While not required, staying on top of the interest as it accrues gives you more flexibility and peace of mind throughout the term.
Will my credit be affected?
No. Gold loans are based on the value of your item - we don’t pull or report to credit bureaus.
Can I sell my gold instead of borrowing?
Absolutely. We’re happy to make you a direct purchase offer if that better suits your needs. Learn more about selling gold here.
Ready to Get Started?
Get a fast professional gold loan in Scottsdale with no pressure and no credit check.
Book your evaluation today
Questions? Call or text: 602-461-8583